Terms of Use

Last updated: June 14, 2026

Welcome to Pillar and Root. These Terms of Use ("Terms") govern your access to and use of the website located at pillarandroot.com and all related content, resources, and digital products (collectively, the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Educational Purpose Only — No Professional Advice

Pillar and Root provides financial and legal education and information only. We are not a law firm, accounting firm, tax preparer, registered investment adviser, or licensed financial advisory practice, and we do not provide legal, accounting, tax, investment, or other professional advice.

All content on the Site — including reports, newsletters, eBooks, articles, and any digital products — is provided for general educational and informational purposes. It is not a substitute for advice from a licensed professional who can evaluate your specific circumstances. You should not act, or refrain from acting, on the basis of any content on the Site without first consulting a qualified attorney, accountant, financial advisor, or other appropriate professional. No attorney-client, fiduciary, or other professional relationship is created by your use of the Site.

2. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. You agree not to:

• Use the Site in any way that violates applicable law or regulation;
• Attempt to gain unauthorized access to any portion of the Site, its servers, or related systems;
• Introduce any malware, virus, or other harmful code;
• Use any automated means to scrape, harvest, or collect information from the Site without our written permission.

3. Intellectual Property

All content on the Site — including text, graphics, logos, the "Pillar and Root" name and branding, reports, newsletters, eBooks, and the selection and arrangement of all materials — is the property of Pillar and Root or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content from the Site for your own personal, non-commercial educational use. You may not reproduce, republish, distribute, sell, license, or create derivative works from any content without our prior written permission.

4. Educational Resources and Requests

When you request a report, newsletter, eBook, or other resource through the Site, you authorize us to contact you to fulfill your request and to provide related educational communications. Resources are provided for your personal educational use subject to the intellectual property terms above.

5. Digital Products and Purchases

Certain digital products offered through the Site are sold and delivered through third-party platforms (such as Gumroad). Purchases of those products are subject to the terms, payment processing, and refund policies of the applicable third-party platform in addition to these Terms. Pillar and Root is not responsible for the practices of third-party payment or delivery platforms.

6. Third-Party Links and Services

The Site may contain links to third-party websites and rely on third-party services (such as form processing, hosting, payment, and analytics providers). We do not control and are not responsible for the content, policies, or practices of any third-party website or service. Your use of any third-party website or service is at your own risk and subject to that party's terms.

7. Disclaimer of Warranties

The Site and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Pillar and Root disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of harmful components, or that the content is complete, current, or accurate.

8. Limitation of Liability

To the fullest extent permitted by law, Pillar and Root and its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of — or inability to use — the Site or its content, whether based in contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages. Your sole and exclusive remedy for dissatisfaction with the Site is to stop using it.

9. Indemnification

You agree to indemnify and hold harmless Pillar and Root and its owners, employees, and affiliates from any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site will be subject to the exclusive jurisdiction of the state and federal courts located in Pennsylvania.

11. Changes to These Terms

We may revise these Terms from time to time. When we do, we will update the "Last updated" date above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms, please contact us:

Pillar and Root
930 Harvest Drive, Suite 360
Blue Bell, PA 19422
Email: info@pillarandroot.com
Phone: (267) 209-0891